Rental
Car Insurance
How do you know when you need to purchase
rental car insurance? Many people are confused about
rental car insurance and do not know if they are being
scammed into purchasing insurance they do not need
when they are renting a car. Here are some tips which
help you determine if you should purchase rental car
insurance.
Business Traveling
* Check with someone at your company to see if there
is a company car insurance policy that covers you
in a rental car when you are on a business trip.
* If they do not have coverage that covers you in
a rental car, ask your company if they will reimburse
you if you take out rental car insurance.
When You Have Regular Insurance
* Is your car insurance policy valid
during the time you will be driving a rental car?
* Does your policy cover you when you are driving
a rental car?
* What is your deductible if you were to wreck the
rental car?
* Does your normal car insurance cover any of the
deductible from the car rental company?
* If you are in a high traffic area, will your present
insurance policy cover you against uninsured or under
insured motorist?
* Will your insurance pay for downtime if a rental
car has to be repaired if you were involved in an
accident?
* Are there specific types of rental cars that your
regular coverage will cover? (Some may not cover sports
cars.)
* Can other people drive your rental car and be covered
under your regular insurance policy?
When You Have A Credit Card
* Read through your credit card policies regarding
rental cars.
* Find the answers to all of the questions
listed in the section about regular insurance and
apply them to your credit card company's rental car
insurance.
Once you have investigated all of the above options,
you should know whether you need to purchase rental
car insurance.
Article author:Ken Charnley
About the author:Ken Charnley is a personal finance
publisher whose website www.online-loans-pro.com/
is dedicated to quality information on online
loans. For all your online loan needs visit and Apply
for Loans Online
Publisher - Article Source:http://add-articles.com/
